Economists group commercial banks, savings and loan associations, credit unions, mutual funds, mutual savings banks, insurance companies, pension funds, and finance companies together under the heading financial intermediaries. Financial intermediaries
A.
provide a channel for linking those who want to save with those who want to invest .
B.
produce nothing of value and are therefore a drain on society's resources.
C.
can hurt the performance of the economy.
D.
hold very little of the average American's wealth.