Life is full of dangers and surprises. Your house may burn【C1】______. You may fall out of the window and【C2】______your neck. Mice and beetles may eat our floor【C3】______that you drop in to the flat below for an uninvited cup of tea. Anything may happen, you never know. You cannot ,always prevent disasters, but you can【C4】______against them. Most forms of insurance are【C5】______--it is up to you whether you take out【C6】______or not. But some forms are【C7】______. If you drive a car, for example, you must take【C8】______a third party insurance policy. The 'parties' to an agreement, or contract, are the individuals or groups【C9】______. With third-party motor insurance, the three【C10】______are(i)you yourself,(ii)your insurance company, and(iii)anybody else--for example, the man【C11】______tiger has just smashed up your Mini. Third-party insurance does not cover fire, theft or anything else. It is【C12】______only to protect road users from each other.【C13】______you want to insure against all the other terrible things that might happen to you or your car, you can take out a(an)【C14】______policy. Another form. of compulsory insurance is National Insurance. Everybody over 16 earning money on a regular【C15】______must pay a sum each week to the state. These weekly【C16】______cover part of the cost of the National Health Service and the other social service benefits, e.g. unemployment benefit( 'the dole' ), sickness benefit, old-age【C17】______, industrial injury benefits and so on. You must be able to【C18】______you have paid your contributions, so you have a card(kept by your employer unless you are self-employed )onto which stamps are【C19】______every week. Of course, you can take out【C20】______health insurance as well if you wish, but you must still pay your state contributions. 【C1】