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【多选题】
子女教育规划要遵循的主要原则有( )。A.
理财目标的设定要切合实际，角度宽松
B.
提前规划、适量积累
C.
充分利用定期定额计划来实现子女教育基金的储蓄
D.
投资时注意以稳健投资为主，不要太冒风险
E.
当父母与子女的意见发生冲突时，应该完全遵照父母意愿进行规划
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A.
because they tend to be aggressive
B.
because they have conflicting interest
C.
because they believe that any conflict will end in mutually beneficial agreement
D.
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