I was turned down. When I had _______ from the shock, which took several seconds, I asked why. 2. They target people who are prone to impulse-buying, and potentially bad credit risks, tempted to spend more than they have, and ______ to fall behind with repayments. 3. So does this explain why the credit card companies are luring ______ students with unrealistic interest rates, like my kids? 4. She has a student loan of 3000 pounds, like most of her friends, and a small allowance from her poor mother for transport, books, living ______. 5. I've applied for a credit card, and I need someone to act as a ______ for me. 6. After I'd hauled her back into the house, it _______ that her bank had written to her offering a credit card at a low interest for a trial three-month period, subject to suitability. 7. Why do they call them credit cards when it would be more _______ to call them debt cards? 8. At some point in the year, there was a change of procedure, and Kelly's bank failed to allow her to _______ her funds in her current account. 9. When Kelly got back home, the bank charged her 100 pounds for going over the limit, and ______ she paid 30 pounds a month to bring the balance back to below her limit. 10. So Kelly had to turn to her credit card which she had used sensibly and ______ until that point.