听力原文：W: Hey, Tom. What's up? Where are you off to? M: I'm on my way to the bank. I have to open a savings account. Want to come? W: Sure. Wait a minute. M: OK. (a little while later) W: You just said you wanted to open a savings account? M: Yes. W: They usually have two kinds of deposit-time deposit and current deposit. M: What is the minimum deposit for a savings account? W: Sorry. I don't know, but how much money do you want to deposit to start with? M: Two thousand dollars. W: That's big enough for both, I'm sure. M: You know the interest rate, don't you? W: For current deposit it is very low. M: I don't mind that. I want to put my money in the bank just to be on the safe side. W: Good idea. M Is it convenient to withdraw money from my savings account here? W: It's very easy. You just need to fill out a withdrawal form. and hand in your check book together with it, and everything will be OK. M: Do they use a password? W: Yes, you can if you like. M: Do I have to show anything as proof of identification? W: No. They want nothing. Just tell them your name and address. That's all. M: Thank you. (23)