marine cargo insurance is one of the most important parts in intenational trade. the three 1 as per ocean marine cargo clauses of the PICC are FPA, WA and All Risks. among them, 2 is the most widely used in the transport of marine cargo because it provides the best coverage among the three but does not cover risks of war, strike and 3 . the only difference between WA and FPA is that WA provides larger cover than FPA, since 4 is recoverable from the insurer from 5 .