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2011年3月10日公民甲在P商业银行申办了一张在银行核定的信用额度内先消费.后还款的信用卡。当月,甲在特约单位乙商场用该信用卡消费1万元。 要求:根据上述资料,分析回答下列问题。 (1)关于公民甲申办的这张信用卡的种类,下列说法中正确的有()。 A. 借记卡 B. 个人卡 C. 贷记卡 D. 准贷记卡 (2)如果公民甲选择首月最低还款额,下列说法中正确的有( )。 A. 首月最低还款额不得低于1000元 B. 首月最低还款额不得低于500元 C. 甲不再享受免息还款期待遇 D. 甲仍可享受免息还款期待遇 (3)关于信用卡的使用,下列说法中正确的有()。 A. P商业银行应按规定向甲收取结算手续费 B. P商业银行应按规定向乙收取结算手续费 C. P商业银行应按规定向甲.乙收取结算手续费 D. P商业银行只有在甲未按期履行还款义务收取结算手续费 (4)下列情形中,甲可以办理销户的有( )。 A. 4月12日,甲要求注销自用的信用卡 B. 3月11日,甲的信用卡丢失并于当日挂失,4月12日要求注销该丢失的信用卡 C. 至2012年6月7日,甲的信用卡未发生过任何交易 D. 至2013年8月30日,甲信用卡未发生过任何交易 (5)下列关于发卡银行对卡内存款计付利息的说法中正确的有( )。 A. 贷记卡帐户内的存款计付利息 B. 准贷记卡帐户内的存款不计付利息 C. 借记卡帐户内的存款不计付利息 D. 贷记卡帐户内的存款不计付利息
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