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【单选题】
在商业银行个人住房贷款业务中，房地产开发公司和二手房经纪公司等外部合作机构在银行贷款业务中的主要作用是（）。A.
贷款调查、提供客源
B.
提供客源、代理部分贷款管理职能
C.
贷款调查、承担担保
D.
提供客源、承担担保
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【单选题】物流价值的发现大致可以分为3个阶段，它们是( )。
A.
产品物流阶段、专业物流阶段、综合物流阶段
B.
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C.
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D.
原材料物流阶段、产品物流阶段、供应链管理阶段
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