一.。 Once there is some money saved, they play it safe and never invest that money to make mor money. Because wealthy people are willing to take a risk, they are always presented with investment opportunities. It is amazing to see we don't even stop and think for once that there could be other ways. Most of the education we receive in schools and colleges makes us think that taking up a job and working on it till you retire is the only way to make money. 二、汉译英。 公共汽车可能早到,因此我们得稳妥点,现在就动身。(play safe) 这项工作对我们来说困难重重,但却是大有裨益的。(present;rewarding) 她试图通过手势做出解释。(by means of)