Sometimes we envy those people whose finance is in good 1 . In fact, all of us can use our money in a better way and keep more of it in our pocket. The way to good 2 is careful management of our personal finance. To put it 3 , we need to spend less than we earn. This is the 4 money skill and common sense. However, many people never learn to do it. Things will become much easier if we track our spending and develop a 5 .