Realistic optimists . 2.Idealistic optimists . 3.Conservative spenders . 4.Risk-takers . 5.Emotional spenders . A. would rather have the money than spend it. B. spend lots of money on others. C. are looking for capital to fund ventures. D. usually think about what to spend on. E. don't mind taking on new challenges. F. are comfortable being cash-poor. G. usually end up getting heartache and bills in return. H. fail to pay oft credit card balances. I. won’t benefit from necessary risks in investing.